Household Flooding Insurance Support

Flooding is an issue for some of our residents, particularly those in low-lying rural parts of the constituency, near to streams and the rivers.  That is why it is one of my priorities for the area.  It is important to build upon and improve our flood defences and ensure that those are in place are maintained and fully funded.

In some parts of the constituency where flooding has occurred on numerous occasions, insurance can be a challenge.  That is why I am pleased to see the support offered by Flood Re, a join initiative between the Government and insurers.  Its aim is to make the flood cover part of household insurance policies more affordable.

Flood Re was launched in April 2016 to increase the availability and affordability of household insurance for eligible homes.  The project has helped over 200,000 homes so far and many of those have seen a price reduction in their insurance.  What is particularly helpful is that those who have had to make a claim on their insurance due to flooding, can also receive a quote from a wide ranging group of insurers, something which is not normally easy to achieve.  The aim of Flood Re is to help provide peace of mind that contents and buildings will be covered should the worst happen.

That said, prevention of floods is of course the key issue, Flood Re have played a fantastic role in this by launching a New Flood Risk Charter with the National Flood forum.  The Charter provides a list of recommendations that will help communities become safer from the risk of flooding, recommendations include boosting the number of flood defences in high and medium risk areas, improving coordination and communication between flooding community groups and Government agencies and for the Government to not only consider the costs associated with property damage and time off work following a flood but also the impact that flooding has on the mental and physical wellbeing of residents affected by floods.

I and other MPs across Staffordshire will continue to work with Flood Re, the Environment Agency and local authorities to ensure that residents affected by flooding are receiving the kind of help and support they need as quickly as possible.

If you are in a flood risk area and would like to find out more about the Flood Re project, visit www.floodre.co.uk